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公开(公告)号：US10997597B2
公开(公告)日：2021-05-04
申请号：US16509983
申请日：2019-07-12
Applicant: Visa International Service Association
Inventor： Guangyu Wang , Kebin Lu , Sang Hwang , Debesh Kumar , Preeti Jindal , Lawson Lau , Melissa Lawu Tran , Japneet Kaur Giglio
Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
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公开(公告)号：US20200005314A1
公开(公告)日：2020-01-02
申请号：US16509983
申请日：2019-07-12
Applicant: Visa International Service Association
Inventor： Guangyu Wang , Kebin Lu , Sang Hwang , Debesh Kumar , Preeti Jindal , Lawson Lau , Melissa Lawu Tran , Japneet Kaur Giglio
Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
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公开(公告)号：US20180350013A1
公开(公告)日：2018-12-06
申请号：US15611064
申请日：2017-06-01
Applicant: Visa International Service Association
Inventor： Kebin Lu , Debesh Kumar , Guangyu Wang
Abstract: Described are a method and system for automatically generating a classification of at least one lodging provider and acting thereon. The method includes determining or receiving transaction data representative of a plurality of transactions between the at least one lodging provider and a plurality of financial device holders in a first time period. The method also includes assigning, based at least partially on a predictive model and the transaction data, a classification to the at least one lodging provider, the classification being selected from a plurality of predetermined classifications. The method further includes generating, based at least partially on the assigned classification, identification data of at least one financial device holder of the plurality of financial device holders. The method further includes automatically generating and transmitting at least one communication to the at least one financial device holder.
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