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公开(公告)号：US20190095906A1
公开(公告)日：2019-03-28
申请号：US15717369
申请日：2017-09-27
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Joseph Damon Hayes
Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.
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公开(公告)号：US11436592B2
公开(公告)日：2022-09-06
申请号：US15717345
申请日：2017-09-27
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Joseph Damon Hayes
Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.
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公开(公告)号：US20180374066A1
公开(公告)日：2018-12-27
申请号：US15631487
申请日：2017-06-23
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Joseph Damon Hayes
Abstract: Systems and methods are provided for use in facilitating transactions through virtual applications. One exemplary method includes receiving, via an application programming interface (API), from a user, an identification of a transaction for a product at a merchant, and soliciting from the user a designator for a funding user to fund the transaction where the designator is indicative of a virtual application associated with the funding user. The method also includes compiling a purchase option for the product including parameters for the transaction where the parameters include a delivery option for the product but not a payment account credential for funding the transaction, and transmitting, via the virtual wallet, the purchase option to the funding user. The method further includes, in response to approval of the purchase option by the funding user, providing a payment account credential associated with the virtual wallet, via the API, to the merchant.
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公开(公告)号：US11972413B2
公开(公告)日：2024-04-30
申请号：US18093559
申请日：2023-01-05
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Vivek S. Yadav , Claudia Alexandra Baron-Aoudal
IPC: G06Q20/36 , G06Q30/0207
CPC classification number: G06Q20/3672 , G06Q30/0215
Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion. The example embodiments use existing payment network infrastructure to provide seamless promotional enrollment through a tokenization platform instead of a standalone website.
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Patent Agency Ranking
公开(公告)号：US11328287B2
公开(公告)日：2022-05-10
申请号：US15717369
申请日：2017-09-27
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Joseph Damon Hayes
Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.
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公开(公告)号：US20190095905A1
公开(公告)日：2019-03-28
申请号：US15717345
申请日：2017-09-27
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Joseph Damon Hayes
Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.
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公开(公告)号：US20230153797A1
公开(公告)日：2023-05-18
申请号：US18093559
申请日：2023-01-05
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Vivek S. Yadav , Claudia Alexandra Baron-Aoudal
IPC: G06Q20/36 , G06Q30/0207
CPC classification number: G06Q20/3672 , G06Q30/0215
Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion. The example embodiments use existing payment network infrastructure to provide seamless promotional enrollment through a tokenization platform instead of a standalone website.
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公开(公告)号：US11562348B2
公开(公告)日：2023-01-24
申请号：US16294090
申请日：2019-03-06
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Vivek S. Yadav , Claudia Alexandra Baron-Aoudal
Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion. The example embodiments use existing payment network infrastructure to provide seamless promotional enrollment through a tokenization platform instead of a standalone website.
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公开(公告)号：US20200286075A1
公开(公告)日：2020-09-10
申请号：US16294090
申请日：2019-03-06
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Nitin Shrivastava , Vivek S. Yadav , Claudia Alexandra Baron-Aoudal
Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion. The example embodiments use existing payment network infrastructure to provide seamless promotional enrollment through a tokenization platform instead of a standalone website.
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