公开(公告)号：US20220147969A1

公开(公告)日：2022-05-12

申请号：US17584064

申请日：2022-01-25

Applicant: FINTIV, Inc.

Inventor： Michael A. Liberty ,  Felipe Fernandes

IPC: G06Q20/32 ,  G06Q20/40 ,  G06Q20/08 ,  G06F9/54

Abstract: Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transaction system also includes a subscriber that has a profile with the system. The subscriber indicates a transaction that is to be performed with the monetary transaction system. The system further includes a monetary transaction system processor that performs the transactions specified by the subscriber including communicating with a monetary transaction database to determine whether the transaction is permissible based on data indicated in the subscriber's profile. The monetary transaction system also includes at least one entity that is to be involved in the specified transaction, where the entity has a profile with the monetary transaction system. This entity may be a person, a retail store, an agent or other entity.

公开(公告)号：US20210350342A1

公开(公告)日：2021-11-11

申请号：US17380839

申请日：2021-07-20

Applicant: Fintiv, Inc.

Inventor： Michael A. Liberty ,  Felipe Fernandes

IPC: G06Q20/10 ,  G06Q20/08 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/36 ,  H04L29/06

Abstract: Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transaction system also includes a subscriber that has a profile with the system. The subscriber indicates a transaction that is to be performed with the monetary transaction system. The system further includes a monetary transaction system processor that performs the transactions specified by the subscriber including communicating with a monetary transaction database to determine whether the transaction is permissible based on data indicated in the subscriber's profile. The monetary transaction system also includes at least one entity that is to be involved in the specified transaction, where the entity has a profile with the monetary transaction system. This entity may be a person, a retail store, an agent or other entity.

公开(公告)号：US11468434B2

公开(公告)日：2022-10-11

申请号：US16550029

申请日：2019-08-23

Applicant: FINTIV, INC.

Inventor： Michael A. Liberty ,  Mike Love

IPC: G06Q20/36 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/06

Abstract: Embodiments are directed to performing a transaction using a third party mobile wallet, performing a transaction using a third party point of sale (POS) system and to making a purchase from a third party mobile wallet provided by a third party mobile wallet provider. In one scenario, a cloud-based transaction platform is provided, which receives communication from an agent terminal over a communication channel connected to the cloud-based transaction platform. The agent communication indicates that a customer desires to perform a mobile wallet transaction using their third party mobile wallet. The cloud-based transaction platform sends the agent communication to a third party mobile wallet platform, receives communication from the third party mobile wallet platform confirming processing of the transaction, and sends communication to the agent terminal over a communication channel connected to the cloud-based transaction platform, where the communication indicates confirmation of the processing of the transaction.

公开(公告)号：US20200005257A1

公开(公告)日：2020-01-02

申请号：US16569348

申请日：2019-09-12

Applicant: Fintiv, Inc.

Inventor： Michael A. Liberty

IPC: G06Q20/10 ,  G06Q20/08 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/36 ,  H04L29/06

Abstract: Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transaction system also includes a subscriber that has a profile with the system. The subscriber indicates a transaction that is to be performed with the monetary transaction system. The system further includes a monetary transaction system processor that performs the transactions specified by the subscriber including communicating with a monetary transaction database to determine whether the transaction is permissible based on data indicated in the subscriber's profile. The monetary transaction system also includes at least one entity that is to be involved in the specified transaction, where the entity has a profile with the monetary transaction system. This entity may be a person, a retail store, an agent or other entity.

公开(公告)号：US20220391886A1

公开(公告)日：2022-12-08

申请号：US17891030

申请日：2022-08-18

Applicant: FINTIV, INC.

Inventor： Michael A. Liberty ,  Mike Love

IPC: G06Q20/36 ,  G06Q20/06 ,  G06Q20/20

Abstract: Embodiments are directed to performing a transaction using a third party mobile wallet, performing a transaction using a third party point of sale (POS) system and to making a purchase from a third party mobile wallet provided by a third party mobile wallet provider. In one scenario, a cloud-based transaction platform is provided, which receives communication from an agent terminal over a communication channel connected to the cloud-based transaction platform. The agent communication indicates that a customer desires to perform a mobile wallet transaction using their third party mobile wallet. The cloud-based transaction platform sends the agent communication to a third party mobile wallet platform, receives communication from the third party mobile wallet platform confirming processing of the transaction, and sends communication to the agent terminal over a communication channel connected to the cloud-based transaction platform, where the communication indicates confirmation of the processing of the transaction.

公开(公告)号：US11120413B2

公开(公告)日：2021-09-14

申请号：US16569348

申请日：2019-09-12

Applicant: Fintiv, Inc.

Inventor： Michael A. Liberty ,  Felipe Fernandes

IPC: G06Q20/00 ,  G06Q20/10 ,  G06Q20/08 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/36 ,  H04L29/06

Abstract: Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transaction system also includes a subscriber that has a profile with the system. The subscriber indicates a transaction that is to be performed with the monetary transaction system. The system further includes a monetary transaction system processor that performs the transactions specified by the subscriber including communicating with a monetary transaction database to determine whether the transaction is permissible based on data indicated in the subscriber's profile. The monetary transaction system also includes at least one entity that is to be involved in the specified transaction, where the entity has a profile with the monetary transaction system. This entity may be a person, a retail store, an agent or other entity.

公开(公告)号：US12248929B2

公开(公告)日：2025-03-11

申请号：US17891030

申请日：2022-08-18

Applicant: FINTIV, INC.

Inventor： Michael A. Liberty ,  Mike Love

IPC: G06Q20/36 ,  G06Q20/06 ,  G06Q20/20

Abstract: Embodiments are directed to performing a transaction using a third party mobile wallet, performing a transaction using a third party point of sale (POS) system and to making a purchase from a third party mobile wallet provided by a third party mobile wallet provider. In one scenario, a cloud-based transaction platform is provided, which receives communication from an agent terminal over a communication channel connected to the cloud-based transaction platform. The agent communication indicates that a customer desires to perform a mobile wallet transaction using their third party mobile wallet. The cloud-based transaction platform sends the agent communication to a third party mobile wallet platform, receives communication from the third party mobile wallet platform confirming processing of the transaction, and sends communication to the agent terminal over a communication channel connected to the cloud-based transaction platform, where the communication indicates confirmation of the processing of the transaction.

公开(公告)号：US11295281B2

公开(公告)日：2022-04-05

申请号：US15809872

申请日：2017-11-10

Applicant: FINTIV, INC.

Inventor： Michael A. Liberty ,  Felipe Fernandes

IPC: G06Q20/10 ,  G06Q20/08 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/36 ,  H04L29/06

Abstract: Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transaction system also includes a subscriber that has a profile with the system. The subscriber indicates a transaction that is to be performed with the monetary transaction system. The system further includes a monetary transaction system processor that performs the transactions specified by the subscriber including communicating with a monetary transaction database to determine whether the transaction is permissible based on data indicated in the subscriber's profile. The monetary transaction system also includes at least one entity that is to be involved in the specified transaction, where the entity has a profile with the monetary transaction system. This entity may be a person, a retail store, an agent or other entity.