公开(公告)号：US20250078174A1

公开(公告)日：2025-03-06

申请号：US18884216

申请日：2024-09-13

Applicant: Allstate Insurance Company

Inventor： Howard Hayes ,  Moises Norena ,  Robert H. Johnson

IPC: G06Q50/00 ,  G01C21/34 ,  G01S19/13 ,  G06Q30/0251 ,  G06Q50/40

Abstract: Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications between drivers who share a route. The system may allow communications to be sent from one driver to another driver and allow drivers to post queries to other drivers sharing a route. Computing devices in the vehicle may collect route data for the system to evaluate and to use in identifying drivers sharing a route.

公开(公告)号：US12131240B2

公开(公告)日：2024-10-29

申请号：US18108883

申请日：2023-02-13

Applicant: Allstate Insurance Company

Inventor： John Rugel ,  Brian Stricker ,  Howard Hayes

IPC: G06N20/00 ,  G06F11/32 ,  G06F11/34 ,  G06Q30/0251 ,  G06Q30/0601 ,  G06V30/194 ,  G16H10/60

CPC classification number: G06N20/00 ,  G06F11/321 ,  G06F11/3438 ,  G06Q30/0271 ,  G06Q30/0627 ,  G06V30/194 ,  G16H10/60

Abstract: Systems, methods, computer-readable media, and apparatuses for identifying and executing one or more interactive condition evaluation tests to generate an output are provided. In some examples, user information may be received by a system and one or more interactive condition evaluation tests may be identified. An instruction may be transmitted to a computing device of a user and executed on the computing device to enable functionality of one or more sensors that may be used in the identified tests. A user interface may be generated including instructions for executing the identified tests. Upon initiating a test, data may be collected from one or more sensors in the computing device. The data collected may be transmitted to the system and may be processed using one or more machine learning datasets to generate an output.

公开(公告)号：US12079851B2

公开(公告)日：2024-09-03

申请号：US16667628

申请日：2019-10-29

Applicant: Allstate Insurance Company

Inventor： Surender Kumar ,  Philip Peter Ramirez ,  Howard Hayes ,  Matthew Olenak ,  Avani Patel ,  Araba Appiagyei-Dankah ,  John Rugel

IPC: G06Q30/0601 ,  G06F3/01 ,  G06N20/00 ,  G06Q20/40 ,  G16H20/10 ,  G16H50/30

CPC classification number: G06Q30/0607 ,  G06F3/015 ,  G06N20/00 ,  G06Q20/40145 ,  G16H20/10 ,  G16H50/30

Abstract: Aspects of the disclosure relate to computing platforms that utilize improved mitigation analysis and policy management techniques to improve onboarding security. A computing platform may determine that a predetermined period of time has elapsed since finalizing an onboarding process. The computing platform may receive spot-check verification inputs indicative of a user identity and may direct a mitigation analysis and output generation platform to analyze the spot-check verification inputs. The computing platform may receive an indication of a correlation between the spot-check verification inputs and expected spot-check verification inputs. In response to determining that the correlation exceeds a predetermined threshold, the computing platform may determine that an additional verification test should be conducted, and may direct a mobile or other computing device to display an interface that prompts for additional onboarding verification inputs.

公开(公告)号：US20240271954A1

公开(公告)日：2024-08-15

申请号：US18418500

申请日：2024-01-22

Applicant: Allstate Insurance Company

Inventor： Veljko Krunic ,  Sunil Chintakindi ,  Timothy W. Gibson ,  Howard Hayes ,  Surender Kumar

IPC: G01C21/36 ,  G01C21/34 ,  G06F18/2415 ,  G06V20/56

CPC classification number: G01C21/3697 ,  G01C21/3407 ,  G01C21/3629 ,  G01C21/3644 ,  G06F18/2415 ,  G06V20/56

Abstract: Methods, computer-readable media, systems and apparatuses for determining a blind corner navigational score based on real-time or near real-time navigational analysis using sensor data, digital image data, and a map database are discussed. In some arrangements, detection of a blind sensor may be performing using sensor data, digital image data, and navigational data from a map database system. In at least some arrangements, a warning signal or a vehicle control signal may be transmitted to a vehicle in response to a determination that the blind corner navigational score is above a threshold. In at least some arrangements, route correction and/or route modification based on an upcoming blind corner may be performed if a blind corner navigational score is above a threshold.

公开(公告)号：US12044539B2

公开(公告)日：2024-07-23

申请号：US17473470

申请日：2021-09-13

Applicant: ALLSTATE INSURANCE COMPANY

Inventor： Sunil Chintakindi ,  Howard Hayes ,  Santhosh Thammi

IPC: G01C21/20 ,  G01C21/34 ,  G01C21/36 ,  G06F3/04842 ,  G06F3/04847 ,  G06F16/29 ,  G06Q10/0635 ,  G06Q40/08 ,  G06T11/60 ,  H04W4/024 ,  H04W4/029 ,  H04W4/44

CPC classification number: G01C21/3492 ,  G01C21/3484 ,  G01C21/3667 ,  G01C21/367 ,  G01C21/3691 ,  G01C21/3694 ,  G06F3/04842 ,  G06F3/04847 ,  G06F16/29 ,  G06Q10/0635 ,  G06Q40/08 ,  G06T11/60 ,  H04W4/024 ,  H04W4/029 ,  H04W4/44 ,  G06T2200/24

Abstract: Systems and methods are disclosed for determining a probability of an adverse event that will occur in a future. The system may determine a geographical location of a vehicle based on data indicating the geographical location of the vehicle received from the vehicle and sensed by a vehicle sensor of the vehicle; determine an environment of the geographical location of the vehicle; determine vehicle attributes of the vehicle; link the environment of the geographical location of the vehicle and the vehicle attributes; and based on a link between the environment of the geographical location of the vehicle and the vehicle attributes, determine a probability of an adverse event that will occur in a future.

公开(公告)号：US20240105034A1

公开(公告)日：2024-03-28

申请号：US18524513

申请日：2023-11-30

Applicant: Allstate Insurance Company

Inventor： Surender Kumar ,  Mark V. Slusar ,  Howard Hayes

IPC: G08B7/06 ,  B64C39/02 ,  B64D47/02 ,  E05B65/10 ,  E05F15/72 ,  G05D1/10

CPC classification number: G08B7/066 ,  B64C39/024 ,  B64D47/02 ,  E05B65/108 ,  E05F15/72 ,  G05D1/104 ,  G08B7/062 ,  B64D47/08

Abstract: A system may be configured to detect an emergency condition at a premises; dispatch one or more autonomous drones to a location associated with the emergency condition; receive from the one or more autonomous drones, sensor data associated with the emergency condition; generate, based on the sensor data, a plan identifying an evacuation route for safely evacuating the premises; and transmit an instruction that causes the one or more autonomous drones to indicate, to one or more persons in a vicinity of the emergency condition, the evacuation route. The system may further detect, based on the sensor data, one or more safe areas in the premises, and the evacuation route may pass through at least one of the one or more safe areas.

公开(公告)号：US11861953B1

公开(公告)日：2024-01-02

申请号：US16142506

申请日：2018-09-26

Applicant: Allstate Insurance Company

Inventor： Howard Hayes ,  Jorge Caraballo Falcon ,  John Bradley Moats ,  Surender Kumar ,  David Border ,  Ashley Greenwell

IPC: G07C5/00 ,  G07C5/08 ,  G06Q40/08

CPC classification number: G07C5/0808 ,  G06Q40/08 ,  G07C5/008

Abstract: Systems and methods for using a computing device with sensors to determine a holistic characteristic. The computing device is configured to receive from a user device, via a first wireless data connection, a request to generate vehicle service parameters, based on a current condition of a feature of a vehicle, receive from the user device, via the first wireless data connection, vehicle-specific identifying information, determine data for a past condition for the feature of the vehicle, using the vehicle-specific identifying information, establish a second wireless data connection with an electronic system of the vehicle, receive, from the electronic system of the vehicle, via the second wireless data connection, data of a current condition for the feature, compare the data of the past condition and the data of the current condition, and generate a vehicle service parameter based on the comparison.

公开(公告)号：US20230377387A1

公开(公告)日：2023-11-23

申请号：US18229976

申请日：2023-08-03

Applicant: Allstate Insurance Company

Inventor： Howard Hayes ,  Jorge Caraballo Falcon ,  John Bradley Moats ,  Surender Kumar ,  David Border ,  Ashley Greenwell

IPC: G07C5/08 ,  G07C5/00 ,  G06Q40/08

CPC classification number: G07C5/0808 ,  G07C5/008 ,  G06Q40/08

Abstract: Systems and methods for using a computing device with sensors to determine a holistic characteristic for a vehicle and/or to generate parameter(s) for a vehicle service. The computing device is configured to receive from a user device, via a first wireless data connection, a request to generate vehicle service parameters, based on a current condition of a feature of a vehicle. The computing device is configured to receive from the user device, via the first wireless data connection, vehicle-specific identifying information. The computing device is configured to determine data for a past condition for the feature of the vehicle, using the vehicle-specific identifying information. The computing device is configured to establish a second wireless data connection with an electronic system of the vehicle. The computing device is configured to receive, from the electronic system of the vehicle, via the second wireless data connection, data of a current condition for the feature. The computing device is configured to compare the data of the past condition and the data of the current condition. The computing device is configured to generate a vehicle service parameter based on the comparison.

公开(公告)号：US11757862B2

公开(公告)日：2023-09-12

申请号：US17868284

申请日：2022-07-19

Applicant: Allstate Insurance Company

Inventor： Howard Hayes ,  Jason D. Park ,  John S. Parkinson

IPC: H04L9/32 ,  H04L9/40 ,  H04W12/63 ,  H04L9/00

CPC classification number: H04L63/0807 ,  H04L9/3213 ,  H04L9/3231 ,  H04L9/3236 ,  H04L9/3239 ,  H04L9/3247 ,  H04L63/08 ,  H04L63/083 ,  H04L63/0861 ,  H04W12/63 ,  H04L9/50 ,  H04L63/12

Abstract: Aspects of the disclosure relate to a system and method for cryptographically transmitting and storing identity tokens and/or activity data among spatially distributed computing devices. The system may comprise a plurality of chains, such as an identity chain and an activity chain. In some aspects, identity data associated with a user may be used to generate an identity token for the user. The identity token may be transmitted to a plurality of computing devices for verification. Based on a verification of the identity token, the identity token may be stored in the identity chain. A request to perform an activity may also be received, and identity data associated with the user may be received in order to authenticate the user. The computing device may generate, based on the received identity data, an identity token for the user. The identity token may be compared to the identity token stored in the identity chain, and the user may be authenticated based on the comparison. An activity token for the activity may be generated, and the activity token may be stored in the activity chain.

公开(公告)号：US20230230121A1

公开(公告)日：2023-07-20

申请号：US18086072

申请日：2022-12-21

Applicant: Allstate Insurance Company

Inventor： Sunil Chintakindi ,  Timthy W. Gibson ,  Howard Hayes ,  Regina Madigan ,  Soton Ayodele Rosanwo ,  Caleb Johnson ,  Aleksandr Likhterman ,  Srinivas Nainala

IPC: G06Q30/0207 ,  G06N20/00 ,  G06F21/31 ,  G16H10/60 ,  H04W4/029 ,  A61B5/024 ,  G06F21/32 ,  G06F16/335 ,  G06Q30/0251

CPC classification number: G06Q30/0239 ,  G06N20/00 ,  G06F21/31 ,  G06Q30/0222 ,  G16H10/60 ,  H04W4/029 ,  A61B5/024 ,  G06F21/32 ,  G06Q30/0236 ,  G06F16/337 ,  G06Q30/0269 ,  G06Q30/0255 ,  G06Q30/0261

Abstract: Methods, computer-readable media, systems, and/or apparatuses are provided for providing offer and insight generation functions. User input requesting an offer or insight may be received and an image of a photographic identification of a user may be requested. The image of the photographic identification may be captured and stored. A self-captured image of the user may be captured (e.g., via an image capture device of the computing device) and compared to an image of a user from the photographic identification. Responsive to determining that the images match, displaying an instruction to capture a vehicle identification number. The vehicle identification number may be captured. Data, including location data, may be extracted and an archive including the extracted data may be generated and the data may be transmitted to an entity computing system for processing. The entity computing system may evaluate the data and generate one or more insights and/or outputs.