A system and method is provided to implement charging models for subscriber driven media agnostic content delivery across same or different networks. The method includes receiving content of a first media type over a network from a sending client. The method further includes sending the content or a reference to the content to a receiving client in a preferred media type and to a preferred device in accordance with at least one preference of the receiving client. The method also includes generating a billing record based on the content and user preferences of a sending client and/or a receiving client.