Invention Grant
- Patent Title: Method for determining hazard detection proficiency and rating insurance products based on proficiency
- Patent Title (中): 根据熟练程度确定危害检测能力和评估保险产品的方法
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Application No.: US13958549Application Date: 2013-08-03
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Publication No.: US09384674B2Publication Date: 2016-07-05
- Inventor: John Adrian Nepomuceno
- Applicant: State Farm Mutual Automobile Insurance Company
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: Slayden Grubert Beard PLLC
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G09B9/05 ; G09B19/16 ; G09B19/14 ; A63G31/16 ; G09B9/02 ; G09B9/052 ; G09B9/04
Abstract:
A method for determining an insurance premium based at least in part of a vehicle driver's proficiency at detecting hazards, having steps including: visually presenting at least one driving module that comprises at least one hazard; recording where within the visual presentation the driver looks to detect hazards during the visual presentation; determining the driver's hazard detection proficiency by evaluating whether the driver looked at hazards during the visual presentation; and calculating an insurance premium based at least in part on the driver's hazard detection proficiency.
Public/Granted literature
- US20140172468A1 Method for Determining Hazard Detection Proficiency and Rating Insurance Products Based on Proficiency Public/Granted day:2014-06-19
Information query
