A financial transaction product includes a housing, an electrical assembly, a button, a face panel, and an account identifier. The housing includes a panel having an outside surface. The electrical assembly is maintained within the housing and includes an activation switch and at least one of a light and a speaker. Movement of the activation switch causes activation of the electrical assembly including at least one of illumination of the light and audio emission via the speaker. The button is separate from the housing and the electrical assembly and positioned over the activation switch. The face panel is formed separately from the housing and secured to the outside surface extending over the button such that user interaction with the activation switch is performed at least partially via the face panel and the button. The account identifier is coupled with the housing and associates the product with an account or record.