A high-quality, fire-resistant, decorative finish for panels made of composite material, such as aircraft interior panels. Starting with a flat or complex contoured panel, a flame-retardant filler primer is applied to the panel surface. This filler primer is then sanded to a very smooth solid surface. In a separate process, a polymeric film is printed with a desired pattern or image. The polymeric film is then bonded to the primed panel surface using an adhesive. The non-printed side of the polymeric film is bonded to the panel. A thin highly durable polymeric coating (clear or tinted) is then applied to the exposed printed side.