A mobile terminal and a method for service processing thereof are provided in the present invention. The mobile terminal includes a determining module for determining whether the first service needs to be opened and obtaining a determining result; a register information collecting module for collecting the first register information used for opening the first service when said determining result indicates that the first service needs to be opened; a first transmission module for transmitting a first register request comprising first register information to the first server by using a communication module to request for opening the first service; a first receiving module for receiving the service setting information by using the communication module; and a setting module for setting the first service module according to the service setting information.