Invention Grant
US09049568B2 User terminal and wireless item-based credit card authorization servers, systems, methods and computer program products
有权
用户终端和基于无线项目的信用卡授权服务器，系统，方法和计算机程序产品
- Patent Title: User terminal and wireless item-based credit card authorization servers, systems, methods and computer program products
- Patent Title (中): 用户终端和基于无线项目的信用卡授权服务器，系统，方法和计算机程序产品
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Application No.: US12781623Application Date: 2010-05-17
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Publication No.: US09049568B2Publication Date: 2015-06-02
- Inventor: Jeffrey Clinton Mikan , Fulvio Arturo Cenciarelli , Kenneth D. Heil , John Erwin Lewis , Justin Michael McNamara
- Applicant: Jeffrey Clinton Mikan , Fulvio Arturo Cenciarelli , Kenneth D. Heil , John Erwin Lewis , Justin Michael McNamara
- Applicant Address: US GA Atlanta
- Assignee: AT&T Mobility II LLC
- Current Assignee: AT&T Mobility II LLC
- Current Assignee Address: US GA Atlanta
- Agency: Hartman & Citrin LLC
- Main IPC: G06Q20/20
- IPC: G06Q20/20 ; H04W8/10 ; G06Q10/10 ; G06Q20/12 ; G06Q20/32 ; G06Q20/36 ; G06Q20/38 ; G06Q20/40 ; G06Q20/10 ; G06Q40/00 ; G06F21/31 ; H04W80/04
Abstract:
Credit card transaction authorization is performed using ad-hoc, short-range wireless links to obtain item identification information from items that include ad-hoc short range wireless link transmitters and that are carried by a user who is associated with a prospective credit card transaction. Authorization information for the prospective credit card transaction is generated based on the item identification information that was obtained. Location information for a wireless terminal that is associated with the user and/or Internet Protocol (IP) address information for a transaction terminal that is associated with the transaction may also be used. Related systems, devices and computer program products are also described.
Public/Granted literature
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