Invention Grant
US08799032B2 System and method to predict an insurance policy benefit associated with telematics data
有权
用于预测与远程信息处理数据相关的保险政策利益的系统和方法
- Patent Title: System and method to predict an insurance policy benefit associated with telematics data
- Patent Title (中): 用于预测与远程信息处理数据相关的保险政策利益的系统和方法
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Application No.: US13529128Application Date: 2012-06-21
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Publication No.: US08799032B2Publication Date: 2014-08-05
- Inventor: Steven J. Fernandes , Steven R. Feero
- Applicant: Steven J. Fernandes , Steven R. Feero
- Applicant Address: US CT Hartford
- Assignee: Hartford Fire Insurance Company
- Current Assignee: Hartford Fire Insurance Company
- Current Assignee Address: US CT Hartford
- Agency: Howard IP Law Group, PC
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A system and method are disclosed herein to predict an insurance benefit, such as a discount, associated with telematics data. The system includes a processor configured to determine demographic information associated with a driver of a vehicle. A first average number of safety events associated with a first safety event type may be displayed along with a second average number of safety events associated with a second safety event type, wherein the averages are based at least in part on the demographic information. A first predicted number of safety events associated with the first safety event type may be received from the driver along with a second predicted number of safety events associated with the second safety event type. A predicted discount may be automatically calculated and output.
Public/Granted literature
- US20130317862A1 SYSTEM AND METHOD TO PREDICT AN INSURANCE POLICY BENEFIT ASSOCIATED WITH TELEMATICS DATA Public/Granted day:2013-11-28
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