Invention Grant
US08799029B2 System and method for automated detection of coverage exceptions based on utility usage data
有权
基于公用事业用途数据自动检测覆盖范围的系统和方法
- Patent Title: System and method for automated detection of coverage exceptions based on utility usage data
- Patent Title (中): 基于公用事业用途数据自动检测覆盖范围的系统和方法
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Application No.: US13271316Application Date: 2011-10-12
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Publication No.: US08799029B2Publication Date: 2014-08-05
- Inventor: Rohit S. Bodas
- Applicant: Rohit S. Bodas
- Applicant Address: US CT Hartford
- Assignee: Hartford Fire Insurance Company
- Current Assignee: Hartford Fire Insurance Company
- Current Assignee Address: US CT Hartford
- Agency: Howard IP Law Group, PC
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G06Q20/00
Abstract:
An advanced underwriting and risk evaluation system leverages data from utility based metering devices and other IP addressable devices, and machines to provide real time operational and usage data. The data is used by an insurance entity to modify and adjust insurance coverages and premiums in the case of certain usage exceptions and conditions in view of an underlying policy coverage.
Public/Granted literature
- US20130096954A1 System and Method for Automated Detection of Coverage Exceptions Based on Utility Usage Data Public/Granted day:2013-04-18
Information query
