A terminal having a stream control transmission protocol (SCTP)-based handover function and an SCTP-based handover method, the terminal including: a session management unit to initiate an SCTP session with a second terminal; a link layer information collection unit to store beacon signals in a link layer state information database; a signal intensity extraction unit to, if the terminal enters an overlapping area of first and second communication areas, extract an intensity of a beacon signal transmitted by a second base station managing the second communication area from the link layer state information database; and a handover unit to, if the intensity is greater than a critical value, add an IP address received from the second base station to the SCTP session, and to, if the intensity is greater than a second critical value, requests the second terminal to communicate with the terminal using the received IP address.