A seat cover apparatus comprising: a nylon stretch portion; a terry cloth towel portion, where said terry cloth towel portion extends over the nylon stretch portion; and an attachment means, where said attachment means enables the attachment of the nylon stretch portion to a seat portion. In one particular embodiment, the attachment means includes at least four Velcro straps, wherein the Velcro straps are used to secure the seat cover over a boating seat. The nylon stretch portion covers the seat and the terry cloth towel portion extends downwardly beyond the seat. The terry cloth portion supplies a means to wipe one's hands while enjoying boating activities.