Invention Grant
- Patent Title: Banking machine controlled responsive to data read from data bearing records
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Application No.: US13385567Application Date: 2012-02-24
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Publication No.: US08474700B1Publication Date: 2013-07-02
- Inventor: David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
- Applicant: David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Theresa Ipson , Frank Natoli , James E. Pettitt , Charles H. Somers, Jr.
- Applicant Address: US OH North Canton
- Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
- Current Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
- Current Assignee Address: US OH North Canton
- Agency: Walker & Jocke
- Agent Ralph E. Jocke; Daniel D. Wasil
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G07D11/00 ; G07F19/00

Abstract:
A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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