Invention Grant
- Patent Title: Personal data aggregation, integration and access
- Patent Title (中): 个人数据汇总,集成和访问
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Application No.: US12841263Application Date: 2010-07-22
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Publication No.: US08417604B2Publication Date: 2013-04-09
- Inventor: David Anthony Orr , Kim Leah Bunn
- Applicant: David Anthony Orr , Kim Leah Bunn
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Banner & Witcoff, Ltd.
- Agent Michael A. Springs
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A data storage archive is provided for storing personal information and other data from a variety of disparate information sources. The information stored may be later electronically accessed and retrieved by users without requiring the users to carry physical documentation having the information stored thereon. The information may be stored in association with a user's financial account at a financial institution. For example, the information may be indexed or stored in an account identified by the user's financial account number or other financial identifier. In some arrangements, accessing the personal information may include a validation process using a security device separate from a device through which a user is attempting to access the information. Personal information may also be shared among financial account holders based on legal and financial relationships known to the financial institution. A user may also manually assign access privileges to other users.
Public/Granted literature
- US20120022987A1 Personal Data Aggregation, Integration and Access Public/Granted day:2012-01-26
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