Invention Grant
- Patent Title: System and method for facilitating a secured financial transaction using an alternate shipping address
- Patent Title (中): 使用备用送货地址促进担保金融交易的系统和方法
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Application No.: US11933602Application Date: 2007-11-01
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Publication No.: US08412639B2Publication Date: 2013-04-02
- Inventor: Lee C Chau , Glade R Erikson , Desmond Liang , Nora Maude Hendrycks , Venkat Varadachary
- Applicant: Lee C Chau , Glade R Erikson , Desmond Liang , Nora Maude Hendrycks , Venkat Varadachary
- Applicant Address: US NY New York
- Assignee: American Expres Travel Related Services Company, Inc.
- Current Assignee: American Expres Travel Related Services Company, Inc.
- Current Assignee Address: US NY New York
- Agency: Snell & Wilmer L.L.P.
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06Q40/00

Abstract:
The disclosed system enables merchants to ship products to a predefined address that may or may not be an account holder's billing address. The account holder may define one or more alias identifiers that correspond to a predefined shipping address. The predefined shipping address is stored with a corresponding alias identifier. A merchant order form includes a field to accept an alias identifier, such that when the order form is submitted to the merchant and the merchant prepares a purchase authorization request, the alias identifier is included in the request. The credit account issuer receives the payment authorization request and extracts the alias identifier, which is used to locate a matching stored alias identifier. A shipping address corresponding to the stored alias identifier is retrieved and returned to the merchant with an authorization message.
Public/Granted literature
- US20090119194A1 SYSTEM AND METHOD FOR FACILITATING A SECURED FINANCIAL TRANSACTION USING AN ALTERNATE SHIPPING ADDRESS Public/Granted day:2009-05-07
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