Invention Grant
- Patent Title: Consumer behaviors at lender level
- Patent Title (中): 贷款人层面的消费者行为
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Application No.: US13450338Application Date: 2012-04-18
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Publication No.: US08386379B2Publication Date: 2013-02-26
- Inventor: Kathleen Haggerty , Aashish Prakash , Prasanta Sahu , Di Xu , Chao Yuan
- Applicant: Kathleen Haggerty , Aashish Prakash , Prasanta Sahu , Di Xu , Chao Yuan
- Applicant Address: US NY New York
- Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee Address: US NY New York
- Agency: Snell & Wilmer L.L.P.
- Main IPC: G06Q40/00
- IPC: G06Q40/00
Abstract:
The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.
Public/Granted literature
- US20120203688A1 CONSUMER BEHAVIORS AT LENDER LEVEL Public/Granted day:2012-08-09
Information query
