Invention Grant
- Patent Title: Method and system for evaluating target date funds
- Patent Title (中): 评估目标日期资金的方法和制度
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Application No.: US13566312Application Date: 2012-08-03
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Publication No.: US08386361B1Publication Date: 2013-02-26
- Inventor: Glenn Dial , Katherine Santiago , Mark Browne , Anne Lester Trevisan , Lynn Avitabile , David Musto , William I Mauck
- Applicant: Glenn Dial , Katherine Santiago , Mark Browne , Anne Lester Trevisan , Lynn Avitabile , David Musto , William I Mauck
- Applicant Address: US NY New York
- Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee Address: US NY New York
- Agency: Goodwin Procter LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
The invention generally concerns systems, methods, and apparatus wherein a computer may receive information concerning a group of target date funds from a database. Information about the target date funds may comprise information about the glide path and the target retirement date of that fund. A diversification level of each of the target date funds may be determined from the received information. An equity ratio may also be determined for each of the target date funds using the received information. In some instances, the equity ratio may be based upon the amount of equity projected to be owned by the target date fund upon the target retirement date. After determining an equity ratio and a diversification level, a summary of the group of funds is output for review by a user. The summary may include a summary or graph of the diversification levels and equity ratios of the target date funds.
Information query