A method of creating and maintaining a centralized medical record system includes establishing, in a computer system, a record associated with an account of a client, the computer system being in communication with a network to which the client has access, receiving a copy of at least one medical record or item of data, from one or more of a multiplicity of health care entity sources, sent to the centralized medical record system, producing an electronic representation of each copy received from each of the multiplicity of health care entity sources, and storing, in the centralized medical record system, the representation received and logically associating, with each representation, client information related to the client. The method also includes providing the client with access, via a web page, to each of the representations over the network, each of the representations constituting an accessible entry in the web page, such that the client can review the representations, wherein the web page includes a facility by which the client can provide information describing each representation, the information being stored in logical association with the representation so as to permit subsequent access to and retrieval thereof via the web page, the information including a client-described label that is used in identifying the representation on the web page.