Invention Grant
- Patent Title: Life insurance strategic value
- Patent Title (中): 人寿保险的战略价值
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Application No.: US12395941Application Date: 2009-03-02
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Publication No.: US08175900B2Publication Date: 2012-05-08
- Inventor: Robert G. Danielsen
- Applicant: Robert G. Danielsen
- Applicant Address: US MN Minnetrista
- Assignee: The Trustee and Successor Trustees of RGD 2006 Trust
- Current Assignee: The Trustee and Successor Trustees of RGD 2006 Trust
- Current Assignee Address: US MN Minnetrista
- Agency: Brooks, Cameron & Huebsch, PLLC
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
The present disclosure includes devices, methods, and systems for determining the strategic value of a life insurance strategy at a future point in time. One device embodiment can include a processor, a memory coupled to the processor, and program instructions stored in the memory and executable by the processor to perform a statistical sampling method to determine a strategic value of a life insurance strategy at a number of particular future points in time using a death benefit value of a life insurance policy, a cash surrender value of the policy, a mortality probability for an insured subject of the policy, and a projected investment return on a reinvestment of the death benefit value, at each of the number of particular future points in time.
Public/Granted literature
- US20100223077A1 LIFE INSURANCE STRATEGIC VALUE Public/Granted day:2010-09-02
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