Invention Grant
- Patent Title: Methods and systems for characteristic leveling
- Patent Title (中): 特征调平的方法和系统
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Application No.: US12853025Application Date: 2010-08-09
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Publication No.: US07974919B2Publication Date: 2011-07-05
- Inventor: Marie Conlin , Sherry Harper , Luz Torrez
- Applicant: Marie Conlin , Sherry Harper , Luz Torrez
- Applicant Address: US CT Stamford
- Assignee: VantageScore Solutions, LLC
- Current Assignee: VantageScore Solutions, LLC
- Current Assignee Address: US CT Stamford
- Agency: Ballard Spahr LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
Characteristic normalization (or leveling) is a process that yields consistent and equitable characteristic definitions across multiple sources of credit information. This leveling ensures that when the same data is present for multiple credit sources, for example two or more credit reporting agencies, it is interpreted in the same manner, acknowledging that differences in the data itself may still be present.
Public/Granted literature
- US20100299247A1 Methods and Systems for Characteristic Leveling Public/Granted day:2010-11-25
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