A decorative laminate (10) includes a polymer or engineered film with fluorine (100), a decorative pattern (20) visible through the polymer film (100), and a substrate (200) supporting the polymer film (100) and decorative pattern (20). An embossing layer (70) may be included between the polymer film (100) and substrate (200). The embossing layer (70) or substrate (200) or both may contain one or more fire retardant materials such as halogens. The decorative laminate (10) has a resistance to sustained ignition rated as at least M1 according to French Epiradiateur Test NFP 92-501, and a smoke index value of 80 or less, a classification of F3 or better according to French standard NF F-16-101 based on French Tests NF X 70-100 and NF X 10-702, and a resistance to graffiti in a range of G0-G1 as measured by French Graffiti test NF F 31-112.