There is disclosed example embodiments of flash memory including reference generators using big flash memory cells to generate flash array wordline voltages, wherein the reference voltage values can be trimmed by changing the threshold voltage of the flash cells. In addition, the inventive subject matter provides for using the matching characteristics of two source followers in closed loop and open loop to achieve fast stabilization times. Further, the temperature characteristics of the wordline voltages track the temperature characteristics of the array flash cells. Still further, the disclosed reference generators use cascoding reference generators to provide more reliability and accuracy.