The disclosure relates to a 5G or 6G communication system for supporting a higher data rate than a 4G communication system such as LTE. An embodiment of the disclosure provides a method and an apparatus for determining a scheme of accessing an ISD-R corresponding a profile management module in an eUICC in a terminal (a modem or an LPA) during terminal-card initialization. In addition, an embodiment of the disclosure provides a method for determining, by an LPA, a scheme of access an ISD-R to be used by the LPA, with reference to a scheme determined during terminal-card initialization or a pre-configured scheme, and transferring a message to an eUICC. In addition, an embodiment of the disclosure provides a method and an apparatus for configuring, by an LPA, different profile management messages according to determined ISD-R access schemes, and perform transferring through a selected ISD-R access scheme.