Invention Grant
- Patent Title: Systems and methods for identifying synthetic identities associated with network communications
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Application No.: US17723306Application Date: 2022-04-18
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Publication No.: US11641358B2Publication Date: 2023-05-02
- Inventor: Reza Rahimi , Marlowe Valdeabella
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Harness, Dickey & Pierce, P.L.C.
- Main IPC: G06F13/00
- IPC: G06F13/00 ; H04L9/40 ; H04L67/50

Abstract:
Systems and methods are provided for use in identifying synthetic identities. One example method includes receiving a request from a relying party for an identity asserted by a user to the relying party, where the request includes identity data indicative of the identity, feature data associated with the user asserting the identity, and a device ID for a communication device of the user. The method also includes parsing the identity data, the feature data, and the device ID from the request, and calculating a device behavior score based on the feature data and the device ID. The method then includes aggregating the device behavior score and at least one of a fraud profile score, a user profile score, and/or an exposure behavior score into a metric indicative of a likelihood that the identity asserted by the user is a synthetic identity and transmitting the metric to the relying party.
Public/Granted literature
- US20220247754A1 SYSTEMS AND METHODS FOR IDENTIFYING SYNTHETIC IDENTITIES ASSOCIATED WITH NETWORK COMMUNICATIONS Public/Granted day:2022-08-04
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