Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, are described that enable identifying an insurance information associated with a property, retrieving one or more compliance rules related to the insurance information, automatically determining, based on the one or more compliance rules, whether the insurance information has a compliant status or a non-compliant status, in response to determining that the insurance information has the non-compliant status, processing the insurance information, based on one or more exception rules, to generate an exception waiver including a plurality of waiver parameters, applying the plurality of waiver parameters to a waiver model to determine a waiver confidence score, and based on the waiver confidence score selectively generate an insurance certificate for the property.