Invention Grant
- Patent Title: Biometric validation process utilizing access device and location determination
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Application No.: US16758353Application Date: 2018-07-30
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Publication No.: US11496467B2Publication Date: 2022-11-08
- Inventor: Kim R. Wagner , Lacey Best-Rowden , John F. Sheets
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- International Application: PCT/US2018/044322 WO 20180730
- International Announcement: WO2019/094071 WO 20190516
- Main IPC: H04L9/40
- IPC: H04L9/40 ; G06F21/62 ; G06Q20/10 ; G06Q20/32 ; G06Q20/40 ; H04L9/32 ; H04W12/06 ; H04W12/64 ; G07F19/00 ; H04L9/00

Abstract:
A biometric matching process is disclosed. The biometric matching process may be used to obtain access to a resource managed by an access device using only biometric information. In some embodiments, a biometric template is stored in relation to a user device and/or account information, and is obscured. Upon receiving a request for access to a resource from an access device, the system may identify a number of user devices in proximity to the access device. Biometric templates associated with each of those user devices may be compared to a biometric template received from the access device. Upon identifying a match, the system may provide the access device with account information stored in relation to the matched biometric template. The access device may then complete a transaction using the provided account information and grant access to the requested resource.
Public/Granted literature
- US20200267144A1 BIOMETRIC VALIDATION PROCESS UTILIZING ACCESS DEVICE AND LOCATION DETERMINATION Public/Granted day:2020-08-20
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