Invention Grant
- Patent Title: Authenticated account interaction via cellular text message
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Application No.: US16657404Application Date: 2019-10-18
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Publication No.: US11436626B2Publication Date: 2022-09-06
- Inventor: Jess Lawrence , Uchenna Chilaka , Christian Billman , Timothy D. Pontious , Christina Mosholder
- Applicant: Comenity LLC
- Applicant Address: US OH Columbus
- Assignee: Comenity LLC
- Current Assignee: Comenity LLC
- Current Assignee Address: US OH Columbus
- Main IPC: H04W12/00
- IPC: H04W12/00 ; H04W4/14 ; G06Q30/02 ; H04L9/40 ; H04W12/06

Abstract:
A computer system comprises a memory, a cellular telephony communications device configured for sending and receiving cellular text messages, and a processor coupled with the memory and the cellular telephony communications device. The processor is configured to: receive, via the cellular telephony communications device, a cellular text message sent from a cellular telephone of an accessing entity, wherein the cellular text message includes a cellular telephone number of the cellular telephone, an instruction regarding reward points, and an image file; use the cellular telephone number to identify a reward program account; extract an authentication token embedded in data of the image file; authenticate access to the reward program account based upon the authentication token; and in response to authenticating access to the reward program account, execute the instruction.
Public/Granted literature
- US20200051115A1 AUTHENTICATED ACCOUNT INTERACTION VIA TEXT CELLULAR TEXT MESSAGE Public/Granted day:2020-02-13
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