Invention Grant
- Patent Title: Connected payment card systems and methods
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Application No.: US15360152Application Date: 2016-11-23
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Publication No.: US11367064B1Publication Date: 2022-06-21
- Inventor: Michelle B. Techel , Peter Ho , Timothy R. Edge , Dorothy M. Scocci , Brenda L. Yost , Kathy Barris Dideum , Cheryl Lynn Wong , Khyati Soparkar , Steven E. Puffer , Stephanie S. Hellman , Brian M. Pearce , James D. Crowell
- Applicant: Wells Fargo Bank, N.A.
- Applicant Address: US CA San Francisco
- Assignee: Wells Fargo Bank, N.A.
- Current Assignee: Wells Fargo Bank, N.A.
- Current Assignee Address: US CA San Francisco
- Agency: Foley & Lardner LLP
- Main IPC: G06Q20/36
- IPC: G06Q20/36 ; G06Q40/02 ; G06Q20/34 ; G07F17/32

Abstract:
Methods and systems of managing payment cards are disclosed. A financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. The token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. The management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.
Information query