Invention Grant
- Patent Title: Automatic remote deposit image preparation apparatuses, methods and systems
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Application No.: US16706319Application Date: 2019-12-06
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Publication No.: US11295377B1Publication Date: 2022-04-05
- Inventor: Seth E. Ethington , Aaron Kay , Adam S. Newman , Lawrence Z. Lu , Dylan Patterson
- Applicant: United Services Automobile Association (USAA)
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Crowell & Moring LLP
- Main IPC: G06Q40/02
- IPC: G06Q40/02 ; G06Q20/04 ; G06K9/36 ; G06K9/78

Abstract:
The AUTOMATIC REMOTE DEPOSIT IMAGE PREPARATION APPARATUSES, METHODS AND SYSTEMS (hereinafter “MultiCrop”) transforms uploaded check images and check deposit information inputs via MultiCrop components image into deposit confirmation outputs. For example, in one embodiment, a user may employ a personal computer connected to a web camera, and/or a smartphone with a built-in camera to initiate the remote deposit by holding a check in front of the camera, and the MultiCrop may capture images of the check and send them to a financial institution for deposit processing.
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