An ambidextrous, adjustable cross-body strap comprising a plurality of variably sized pockets, a buckle and universal interlocking keyring system for added user security. The cross-body strap can be worn under or over a shirt or jacket. In one embodiment, it is water resistant or waterproof. In one embodiment, the cross-body strap has interchangeable clasps and hooks that are stored in one of the plurality of pockets built into the strap. The interchangeable clasps hook and carabiners can be used separately or in combination with the universal interlocking rings to self-attach or alternatively attach to any messenger bag, gym bag tactical clips, such as a keyring holder, straps with snaps or briefcase.