A provider receives a message from a user device requesting that the provider share user credentials associated with a user of the user device with a second provider when the user is attempting to enroll with or access goods or services associated with the second provider via an application on the user device. The message requests that the provider send the user credentials to the user device. The provider determines whether the user has been authenticated by the provider and whether a trust relationship exists between the provider and the second provider. The provider sends the user credentials to the user device when the user has been authenticated by the provider and when the trust relationship exists between the provider and the second provider. The user device forwards the user credentials to the second provider and the second provider authenticates the user based on the user credentials.