Invention Grant
- Patent Title: Instant activation digital payment system with seamless digital wallet integration
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Application No.: US16196241Application Date: 2018-11-20
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Publication No.: US11244303B2Publication Date: 2022-02-08
- Inventor: Ritesh R. Kini , Amber J. Grant , Pankaj Shrivastava , Michael E. Gould , Rajaram R. Kasarla , Carolyn A. Smith , David B. Washam
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: G06Q20/34
- IPC: G06Q20/34 ; G06Q20/24 ; G06Q40/02 ; G06Q20/36

Abstract:
Aspects of the disclosure relate to high-security digital payment systems with instant activation. The systems may include multiple stages of authorization. The multiple stages of authorization may include increasing thresholds of criteria. The system may also include multiple payment instruments with seamless digital wallet integration.
Information query