A system and method for processing data using the universal computing element, which is a computing node that could be integrated with any external services of different business domains via an application programming interface (API), is disclosed. Data and processes are bound using universal computing elements and computing modes that use UCE's, and thus provided as finite-state automata with explicit selection of states in real-time operation, thereby facilitating construction of finite-state automata (i.e., processes) to users who are not programmers. Software, computer program, source/object/assembly code, firmware or other reconfigurable logic or signal processing instructions of the present invention include at least one UCE. Advantageously, data processing is organized to reduce impact of inefficient conventional data usage, particularly via data transfer processed innovatively into state format and usage of automata-based programming for data processing.