Invention Grant
- Patent Title: Simultaneous multi-factor authentication systems and methods for payment transactions
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Application No.: US16410175Application Date: 2019-05-13
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Publication No.: US11216642B2Publication Date: 2022-01-04
- Inventor: Anshul Pandey
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06K9/00
- IPC: G06K9/00 ; G06Q20/40 ; G06F3/0354 ; G06F3/0488 ; G06F21/00 ; G06F3/00

Abstract:
According to some embodiments, an authentication server may receive first and second biometric user data from a writing device. The writing device may, according to some embodiments, have a plurality of spatially alternating sensors, including a plurality of sensors of a first type to read the first biometric user data and a plurality of sensors of a second type to read the second biometric user data. The authentication server may also receive a user identifier input by the user via the writing device and verify that the first and second biometric user data are consistent with the user and that the user has a payment account associated with the user identifier input. The authentication server may then determine a payment identifier associated with payment account and transmit a payment authorization indication associated with the determined payment identifier.
Public/Granted literature
- US20190272546A1 SIMULTANEOUS MULTI-FACTOR AUTHENTICATION SYSTEMS AND METHODS FOR PAYMENT TRANSACTIONS Public/Granted day:2019-09-05
Information query