A discardable cartridge (310) having a limited quantity of a lip balm that is loaded into a closable applicator container, such as a piece of jewelry or a wearable accessory. The cartridge includes a rigid or resilient upper base (312) having a convex or flat top surface (314) upon which the lip balm is associated, and a volume of lip balm attached to the top surface of the base. The flat or convex top surface allows wiping the balm onto the lips single-handedly. The top surface of the cartridge includes a plurality of integrally-attached bristles (330, 332), between which the lip balm is embedded, anchoring the lip balm to the cartridge, and providing the additional function of exfoliation.