Invention Grant
- Patent Title: Tokenizing a primary account number prior to transmission to a terminal
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Application No.: US16824935Application Date: 2020-03-20
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Publication No.: US10997591B2Publication Date: 2021-05-04
- Inventor: James Zarakas , Tyler Locke
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Harrity & Harrity, LLP
- Main IPC: G06Q20/36
- IPC: G06Q20/36 ; G06Q20/38 ; G06Q20/34 ; G06Q20/02 ; G06Q20/40 ; G06Q20/20

Abstract:
In some implementations, a transaction card may receive transaction data from a transaction terminal based on initiation of a transaction with the transaction terminal; generate a tokenized primary account number, for use with the transaction, based on the transaction data and an actual primary account number of the transaction card; and transmit the tokenized primary account number to the transaction terminal for processing the transaction.
Public/Granted literature
- US20200219090A1 TOKENIZING A PRIMARY ACCOUNT NUMBER PRIOR TO TRANSMISSION TO A TERMINAL Public/Granted day:2020-07-09
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