Disclosed is a photograph-capture method. The method includes: obtaining an image for an image capture area, and obtaining an image quality assessment value of the image, where the image quality assessment value is configured to characterize a quality of the image; and when the image quality assessment value is determined to satisfy a preset quality condition, generating a photograph-capture instruction, executing the photograph-capture instruction, taking the image as a target image, and saving the target image. Also disclosed are a photograph-capture apparatus and a terminal.