Invention Grant
- Patent Title: Using third party information to improve predictive strength for authentications
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Application No.: US16050228Application Date: 2018-07-31
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Publication No.: US10911455B2Publication Date: 2021-02-02
- Inventor: Craig O'Connell , Aditya Srivastava , Kevin Wong
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: H04L29/06
- IPC: H04L29/06

Abstract:
Embodiments of the present invention are directed to methods and systems for utilizing the history of previous authentications and authorizations related to third party computers, as factors in determining whether a current request for accessing a resource should be authorized. A processor server computer, in determining whether to authorize access to the resource, may generate and send a query message to one or more of the third party computers to obtain authorization activity that the third party computers may have regarding a user and/or a device associated with the request. The processor server computer may use the authorization activity from the third party computers in determining whether the request is an authentic request and that the request should be authorized.
Public/Granted literature
- US20180337926A1 USING THIRD PARTY INFORMATION TO IMPROVE PREDICTIVE STRENGTH FOR AUTHENTICATIONS Public/Granted day:2018-11-22
Information query