- Patent Title: Systems and methods for performing a reissue of a contactless card
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Application No.: US16731178Application Date: 2019-12-31
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Publication No.: US10909527B2Publication Date: 2021-02-02
- Inventor: Jeffrey Rule , Daniel Herrington , Rajko Ilincic
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Kacvinsky Daisak Bluni PLLC
- Main IPC: H04L9/00
- IPC: H04L9/00 ; G06Q20/34 ; H04L9/32 ; G06Q20/40 ; G06Q20/20 ; G06Q20/10

Abstract:
Example embodiments relate to reissuing or otherwise altering a contactless card. These embodiments are particularly well-suited to an emergency reissue in which many cards have been compromised as the result of a data breach of a major credit card provider or department store. An exemplary contactless card includes a chip that stores encrypted authentication information, including a primary account number (PAN) that identifies the card. The chip may include a first applet responsible making payments with the card; the first applet may manage the PAN. A second applet may be capable of interacting with an outside application, and may serve as a bridge to the first applet. A rewrite of the PAN may be triggered by issuing a write command to the second applet, or by interacting with the chip in a predetermined manner (e.g., tapping the card on an interactable element a predetermined number of times).
Public/Granted literature
- US20200184462A1 SYSTEMS AND METHODS FOR PERFORMING A REISSUE OF A CONTACTLESS CARD Public/Granted day:2020-06-11
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