- Patent Title: Securing a cardless ATM authentication through position detection
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Application No.: US16746619Application Date: 2020-01-17
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Publication No.: US10769897B1Publication Date: 2020-09-08
- Inventor: Mitchell Miller
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Sterne, Kessler, Goldstein & Fox P.L.L.C.
- Main IPC: G07F19/00
- IPC: G07F19/00 ; H04W12/12 ; H04W12/06 ; H04W12/04

Abstract:
Systems and methods include a kiosk that performs an electronic payment transaction based on instructions received from a portable device of a user. The system further includes a transmitting device electrically coupled to the kiosk. The transmitting device is configured to transmit a first signal to the portable device at a first direction. The system further includes a receiving device electrically coupled to the kiosk. The receiving device is configured to receive a second signal from the portable device at a second direction. The transmitting device and receiving device are positioned such that the first and second direction enable determination of a position of the user, where the processor enables the electronic payment transaction to be processed only when the portable device is at a location relative to the kiosk. The location is disposed within a transmission path coextensive with both the first direction and the second direction.
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