Invention Grant
- Patent Title: Validation cryptogram for transaction
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Application No.: US15456288Application Date: 2017-03-10
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Publication No.: US10742419B2Publication Date: 2020-08-11
- Inventor: Phillip Lavender , Vikram Modi , Glenn Leon Powell
- Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION
- Applicant Address: US CA San Francisco
- Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
- Current Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: H04L9/32
- IPC: H04L9/32 ; H04L29/06 ; H04L9/06 ; H04L9/14 ; H04L9/30

Abstract:
A method for validating an interaction is disclosed. A first interaction cryptogram can be generated by a first device using information about a first party to the interaction and a second party to the interaction. A second interaction cryptogram can be generated by a second device also using information about the first party to the interaction and the second party to the interaction. Verifying each cryptogram can validate that the interaction details have not been changed, and that both the first party and second party legitimately authorized the interaction.
Public/Granted literature
- US20170272253A1 VALIDATION CRYPTOGRAM FOR TRANSACTION Public/Granted day:2017-09-21
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