Invention Grant
- Patent Title: System, method, and non-transitory computer-readable storage media for applying for a credit card
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Application No.: US14610776Application Date: 2015-01-30
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Publication No.: US10692139B2Publication Date: 2020-06-23
- Inventor: Fei Xiao , David Bash , Yannis Pavlidis
- Applicant: Wal-Mart Stores, Inc.
- Applicant Address: US AR Bentonville
- Assignee: WALMART APOLLO, LLC
- Current Assignee: WALMART APOLLO, LLC
- Current Assignee Address: US AR Bentonville
- Agency: Bryan Cave Leighton Paisner LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q40/02
Abstract:
In different embodiments of the present invention, systems, methods, and computer-readable storage media related to an application for a credit card for a target customer. A credit card application is prepared based on information associated with the target customer. If the credit card application is denied, then either (1) a request for reconsideration or (2) an override is prepared based on an established purchasing power indicator associated with the customer.
Public/Granted literature
- US20160225074A1 SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR APPLYING FOR A CREDIT CARD Public/Granted day:2016-08-04
Information query
