A terminal access scheduling method is provided. The method is applied to a scheduling server and includes performing grouping on terminals that need access to obtain multiple terminal groups; and performing cluster division on machines providing resources for access to obtain multiple machine clusters. The method also includes obtaining resource demands of the terminal groups, available resources of the machine clusters, and access quality between the terminal groups and the machine clusters; obtaining coverage ratios of the machine clusters to the terminal groups according to the resource demands of the terminal groups, the available resources of the machine clusters, and the access quality; and performing access scheduling for the terminals according to the coverage ratios.