Invention Grant
- Patent Title: Systems and methods for cryptographic authentication of contactless cards
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Application No.: US16351067Application Date: 2019-03-12
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Publication No.: US10554411B1Publication Date: 2020-02-04
- Inventor: James Ashfield , William Duane , Kevin Osborn
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: CAPITAL ONE SERVICES, LLC
- Current Assignee: CAPITAL ONE SERVICES, LLC
- Current Assignee Address: US VA McLean
- Agency: Hunton Andrews Kurth LLP
- Main IPC: H04L9/14
- IPC: H04L9/14 ; H04L9/32

Abstract:
Example embodiments of systems and methods for data transmission between contactless card and receiving devices are provided. In an embodiment, the contactless card may be configured to create a cryptogram based on a plurality of keys and a counter. The cryptogram may be transmitted to the receiving device. The contactless card may be configured to transmit a one-time password to the client device. The counter value may be adjusted each time the one-time password is generated, and the counter may be configured to increment in a non-monotonic sequence, the sequence associated with one or more cryptographic algorithms.
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