An electrical terminal fitting includes a body and a covering. The body is formed from a first material and includes a connection section and a contacting section with the contacting section having a flexible contact beam and an opposing stationary beam for receiving a male pin of a mating terminal. The covering is formed from a second material that can have a higher tensile strength than the first material and is secured to the body. The covering includes a stiffening beam and a support beam that engage the flexible contact beam providing increased normal force to the flexible contact beam.