An electrical terminal fitting includes a body and a hood. The body is formed from a first material and includes a connection section and a contacting section with the contacting section having a flexible contact beam and stiffening beam for receiving a male pin of a mating terminal. The hood is formed from a second material having a higher tensile strength than the first material and is secured to the body. The hood includes a rib having tapered ends and a locking beam that engages a housing to secure the terminal. The locking beam further includes a stop having a rounded end.