Invention Grant
- Patent Title: Automated compliance scoring system that analyzes network accessible data sources
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Application No.: US15425288Application Date: 2017-02-06
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Publication No.: US10262371B2Publication Date: 2019-04-16
- Inventor: Mohamed Donia
- Applicant: IDEALRATINGS, INC.
- Applicant Address: US CA San Francisco
- Assignee: IDEALRATINGS, INC.
- Current Assignee: IDEALRATINGS, INC.
- Current Assignee Address: US CA San Francisco
- Agency: Arc IP Law, PC
- Agent Joseph J. Mayo
- Main IPC: G06Q40/06
- IPC: G06Q40/06 ; G06Q30/00 ; G06Q30/02

Abstract:
An automated system that analyzes network accessible data sources to determine a score that measures compliance of an investment with a compliance policy. The compliance policy may specify for example ESG (Environment, Social, or Governance) requirements, or prohibitions against selling of certain products and services considered undesirable or unethical by certain investors. Compliance analysis may determine the amount of revenue or income received from prohibited sources, or it may search information for key words and phrases related to these sources. The system may “purify” noncompliant investments by bundling them with charitable contributions that offset the income from prohibited sources. Fund managers may publish and share compliance policy definitions, and may import these shared definitions and customize them for their specific fund requirements.
Public/Granted literature
- US20180225764A1 AUTOMATED COMPLIANCE SCORING SYSTEM THAT ANALYZES NETWORK ACCESSIBLE DATA SOURCES Public/Granted day:2018-08-09
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