- Patent Title: Electronic money server, electronic money processing method, electronic money processing program product, and storage medium on which electronic money processing program product is stored
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Application No.: US14369603Application Date: 2012-12-27
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Publication No.: US10262361B2Publication Date: 2019-04-16
- Inventor: Hideki Akashika , Norio Nakamura
- Applicant: RAKUTEN, INC.
- Applicant Address: JP Tokyo
- Assignee: Rakuten, Inc.
- Current Assignee: Rakuten, Inc.
- Current Assignee Address: JP Tokyo
- Agency: Sughrue Mion, PLLC
- Priority: JP2011-290181 20111228
- International Application: PCT/JP2012/083885 WO 20121227
- International Announcement: WO2013/100056 WO 20130704
- Main IPC: G06Q40/04
- IPC: G06Q40/04 ; G06Q40/02 ; G06Q20/06 ; G06Q20/20 ; G06Q20/32 ; G06Q20/10 ; G06Q20/36 ; G06Q20/40

Abstract:
The purpose of the present invention is to provide an electronic money server that supports regular periodic payments using electronic money. On the electronic money server, a payment debt is created in association with an electronic money function section ID. A “transaction ID” is also determined at that time. An electronic money application on a portable terminal sends the electronic money server a payment debt request to ascertain whether or not a payment debt exists. If a payment debt exists and the due date thereof has been reached, the electronic money server sends the portable terminal a payment connection request and requests authorization from the user. If the user sends an “approval” notification to the electronic money server, the electronic money server sends a payment request by sending a subtraction command to a IC chip in the portable terminal.
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